This weekend MrS and I are off to Norwich. We were to have left London by now but the traffic is (quelle surprise) at a standstill on the Dartford Section of the M25 so we’re waiting it out at home with a Chinese instead of in the car with a bag of Wotsits. I digress. We’re off to move my stuff into the flat I’ve bought.
In theory, this should have been a straightforward transaction. A purpose built flat in a building less than 6 years old. Only myself and the owner in the chain. Tenant ready and willing to move out if necessary. It was nearly all done and dusted in 8 weeks.
Instead, right at the point where we were getting close to exchange, my solicitor asked, once again, for the missing NHBC certificate. “Oh there isn’t one” came the reply. Brakes slammed on all over the place. My mortgage company said they wouldn’t lend on the property without one, or an equivalent. “We’ll get an indemnity policy” they said. After a week the mortgage company decided they were happy with that. But I wasn’t. I decided over the weekend to pull out. But at this point I’d already accepted a job in London and this would mean leaving No1 in the rented house of hell instead of moving him into a lovely newish flat. So we thought about it some more and I decided to get a more thorough structural survey done. This took a further 2 weeks. The day of the survey my solicitor emailed to say the seller owned two other flats in the building and the NHBC had granted retrospective certificates for those so they would be trying to obtain one for mine too.
This was great news, but I refused (luckily it turned out) to cancel the survey. The survey was fine but two days later the seller’s solicitors came back and said they hadn’t been able to get the retrospective certificates afterall. So we were back to the indemnity. Anyway we finally exchanged last week and completed yesterday.
In the meantime No1 has buzzed off on holiday. This means I’ve had to get someone to pack all the stuff up in a house I’ve not been in for 3 weeks. I can’t think about it to be honest. Someone I’ve never met rummaging through all my stuff? *shudder* I’ve been trying to throw/give away as much stuff as I can over the last few months, but ultimately I’m going to have to pay for storage on some things, even just for a while. I will need to sell my kidney to do that, so the less I think about THAT at the moment the better.
The flat is an investment for me but also means that No1 has an opportunity to live in his ‘own place’ that he wouldn’t otherwise have had, being on a training contract at the moment. It also provides MrS and I with a weekend bolthole and of course somewhere for us to stay and see my boys and our friends.
And a home for 90% of my shoes which will have to remain in Norwich a while longer … Plucky x